At Finance Finance Finance, there’s no size limit to the vehicles (or the fleet) we can finance.
We can also help take the hassle out of truck fleet financing, because we know when you’re dealing with a fleet of vehicles – it’s crucial you get a good deal on finance.
Reach out to your local truck finance broker at Finance Finance Finance today, and we’ll get your team on the road to success.
Finance Finance Finance is your ultimate partner for securing competitive and tailored truck finance solutions in Queensland. We aim to ease the financial stress and streamline the process of acquiring trucks and heavy machinery for your company needs.
Our team specialises in crafting personalised truck financing options that cater to your specific requirements and financial capacities.
We offer competitive interest rates and terms, ensuring affordability and feasibility for your truck financing needs.
With our experienced professionals by your side, you’ll receive expert guidance throughout the financing process, making it seamless and hassle-free.
We prioritise efficiency and aim for swift approvals, allowing you to acquire your trucks or heavy machinery promptly.
As an experienced truck finance broker, Finance Finance Finance works with a wide network of lenders, each with their own criteria. While requirements may vary slightly, here are the most common eligibility factors you’ll need to meet to secure truck finance in Queensland:
You must be an Australian citizen or permanent resident.
Your business must have an active ABN or ACN.
Your business must have at least 6 to 12 months of trading history.
Your business must be registered for GST.
You must meet the lender’s minimum annual turnover threshold
(typically between $75,000 – $100,000)
The truck or heavy vehicle must be used for business purposes at least 51% of the time.
You’ll generally need a good credit score—around 475+ for businesses and 500+ for directors.
Applying for truck finance is easier than you think. As your experienced truck finance broker, we’ll guide you every step of the way.
Decide whether a loan or lease suits your business better. Truck loans often allow early pay-off, while leases can be harder (and costlier) to exit. Speak to your accountant for advice on tax benefits.
Be ready with:
Most applications take just minutes. Provide loan details, business info, and truck specifications like make, model, and age.
The lender will run a credit check. If you haven’t chosen a truck yet, pre-approval is an option. Full approval follows once your truck is selected and documents are submitted.
Sharyn Ling founded Finance Finance Finance in August 2012. Sharyn has over 22 years of experience in helping business owners and families to fund their assets and property investment requirements. We fund assets for the growth of businesses, plus homes, investment properties, and cars.
We seek to understand your situation and will work to match the right financial institution to ensure you achieve your goals as efficiently and cost-effectively as possible.
My goal is to get every customer the best deal. I’m always up for a chat to understand their goals and help them get there.
We advise on the steps our clients need to take to achieve their desired outcome with diligence, care and efficiency.
Serve you as though you are our only client – being available during the entire life cycle of the transaction.
Q: What types of trucks or heavy machinery can I finance through Finance Finance Finance?
A:
You can finance a wide range of vehicles and machinery, including prime movers, rigid trucks, trailers, tippers, excavators, loaders, and more. Whether you’re in transport, construction, agriculture, or mining, we’ll tailor a solution to suit your needs.
Q: Can I get finance to purchase a truck through a private sale?
A:
Yes, we can help you secure truck finance even if you’re buying through a private seller. Our team will ensure the vehicle and seller meet the necessary criteria before approval.
Q: Do I need a deposit to get truck finance?
A:
Not always. Many lenders offer no-deposit finance depending on your credit history and business profile. We’ll assess your situation and help find the best option for you.
Q: How long does the approval process take for truck loans?
A:
In most cases, we can get conditional approval within 24 to 48 hours. For larger loans or applications requiring full financials, it may take a little longer, but we aim to keep things moving quickly.
Q: Can I get truck finance with bad credit?
A:
Yes, we work with a network of lenders who consider applicants with less-than-perfect credit. While terms may vary, we’ll work hard to find a solution that gives you the best possible chance of approval.
Q: Can I get pre-approved for truck finance before choosing a vehicle?
A:
Absolutely. Pre-approval gives you a clear budget to work with and makes negotiating with sellers easier. It’s a great way to shop with confidence, knowing your finance is already in place.
Q: Are flexible repayment options available for truck finance?
A:
Yes, we offer a range of repayment options tailored to suit your cash flow, including monthly, quarterly, or seasonal payments. Balloon payments and early payout options are also available.
Q: Can I use truck finance to purchase trailers or other transport equipment?
A:
Yes, we can help you finance trailers, dollies, tankers, and other commercial transport equipment as part of your loan or separately. Just let us know what your business needs.
Q: What’s the difference between a truck loan and a lease?
A:
A truck loan means you own the vehicle from day one, while a lease allows you to use it for a set term and return or purchase it at the end. Loans offer more flexibility, especially if you plan to keep or sell the truck later.
Q: What happens if I default on my truck loan?
A:
If you default on repayments, the lender may charge late fees, report it to credit bureaus, or repossess the vehicle in serious cases. If you’re struggling, speak to us early – we may be able to negotiate with the lender on your behalf.
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